Introduction The rapid rise of artificial intelligeAince (AI) in recent years—with advances in large language models, computer vision, reinforcement learning, and generative…

Germany’s economic resilience and global competitiveness are often attributed to its large multinational corporations such as Siemens, Bayer, and Volkswagen. However, beneath…

Macro and market backdrop SMIFS begins by underlining that the upcoming year (Samvat 2082) comes at a moment when several favourable conditions…